Elaina C. Serotte, CAS, CFS

The Process

Initial Meeting
We offer all our referrals a one hour consultation on us. We encourage you to bring as much or as little off our document checklist as you feel comfortable sharing. Our goal is to see if our services match what you need. If so, and you feel comfortable, we move on. If not, we shake hands and part friends.

Discovery Phase
Please allow one hour for this meeting. We thoroughly review all of your documents and inform you if anything is missing. Hard documents include but are not limited to balances, investment choices and tax bracket. Soft documents include but are not limited to goals, interests and concerns. (Download the document checklist.)

Present Plan
This is where the data is thoroughly analyzed. If you were to continue on the same path, adjusted with inflation and taxes, where would you be and are you on track?

Future Plan
Here we collaborate and go a bit deeper to explore your options and speculate on possible scenarios to improve your financial situation.

Final Plan
Finally, we create a “road map” to lead you to the desired financial outcome.

Becoming a Long Term Client (optional)

Execution of Financial Plan
Every client has a custom review schedule, determined by the complexity of need and degree of interest and desire of the individual. Together, we implement the plan we’ve developed, monitor the progress of your insurance and investments and make adjustments over time, if needed.

Getting Started
	Document Checklist A complete list of items necessary for an accurate financial plan. This data, while vital, is only half of your story. It is coupled with a complete understanding you and your family, which we uncover in the Discovery Phase of our process.
	Statement of Needs and Expectations This allows us to deepen our understanding of what you would like out of your financial planning process, therefore allowing us to further customize your plan and experience.